Best Car Insurance in Florida

Finding the best car insurance in Pensacola, Florida can be a daunting task, especially when there are so many companies offering different policies and coverage. To make the process easier, we’ve compiled a list of the top car insurance carriers in the area. In addition, our professional agents offer free quotes and the expertise to help you find the best insurance policy to fit your needs, whether that be an extensive one or very basic. We can help. Now let’s dive into a few policy options.


When it comes to finding the best car insurance company in Pensacola, you’ll want to look for one that offers competitive rates and a good reputation for customer service. Our agents help with that, and that is one of the main reasons we offer GAINSCO auto insurance. 

This Texas based company sells through independent agents like those on our Gulf Coast Affordable Insurance team because they value customer service. GAINSCO makes the process easy through their mobile app, website and customer service agents available by phone. Google reviews for this insurance company show customers raving about low insurance rates and great customer service. Combined with your local agent, you can’t beat it!

Progressive Insurance – Not Just Funny Commercials!

A more well-known insurance carrier you’ll find that we carry is Progressive. Yes, they have funny commercials. That’s not all, though! Progressive offers the option for discounts for safe driving, bundling with other types of insurance and the option to “name your price”. Pretty cool since you know you probably have a rate in mind! Our expert Pensacola insurance agents are well versed in what Progressive has to offer and can help you get the best policy or policies to fit your needs.

Mercury – Named in Forbes Magazine as One of the Best Insurance Companies in America

The last company on our list is Mercury. This insurance provider offers auto, home and business insurance, all of which our Pensacola insurance agents can help you with. Mercury boasts over 60 years of experience, a simple app and guaranteed repairs for as long as you own the car. Forbes magazine even lists Mercury as one of the best insurance companies in America in 2023. This carrier is a great option!

Read the Fine Print

No matter which car insurance provider you choose, it’s important to shop around and get multiple auto insurance quotes to ensure you’re getting the best deal. It’s also important to read the fine print of any policy to ensure you’re getting the coverage you need. Questions? Our agents are there to walk you through the process and answer any questions you have.

When it comes to finding a cheap auto insurance policy in Pensacola, you’ll want to look for companies that offer discounts for certain age groups, such as seniors or students. Additionally, many companies offer discounts for good driving records and low annual mileage.

Finally, comparing car insurance quotes from multiple companies is a great way to make sure you’re getting the best deal. Comparing quotes online with our quote tools is quick and easy, and you’ll be able to compare multiple policies in a matter of minutes.

In conclusion, finding the best car insurance in Pensacola, Florida can be a challenging process. However, by researching different companies, comparing quotes, and looking for discounts, you can save money and get the coverage you need.

Get a Quote From Gulf Coast Insurance of Pensacola

Ready to get a free car insurance quote? Gulf Coast Insurance of Pensacola can help! We service Santa Rosa and Escambia County and surrounding areas including Pensacola, Pace, Gulf Breeze, Navarre, Milton, Perdido, Cantonment, Crestview, Niceville, and more. Fill out our quote form here to get started.